Trusted Companies

Jack Christenson RealtorsJack Christenson Realtors
 In this day of mergers and  acquisitions, resulting in large  impersonal real estate companies  that respond to Wall Street rather  than their customers,
 it is reassuring to know that JCI  continues to provide quality service  upon which you can depend.

1st National Financial Corporation1st National Financial  Corporation
 Founded in 1983, 1st National   Financial has built a strong  reputation as an outstanding  mortgage firm.

Refer Yourself Real Estate RebatesRefer Yourself Real Estate   Rebates
 Refer Yourself Real Estate Rebates  will actually pay you when you  allow them to help you choose
 your agent.


Smart MovesSmart Moves
 Smart Moves™, a transportation  broker licensed by the Department  of Transportation, moves many  families, just like your own, each  year.


The Relocation GroupThe Relocation Group
 With a 25-year legacy of service  and experience, The Relocation  Group offers complete,
 personalized relocation services  locally, nationally, and  internationally.

 

 

 

 

 

Resources and Links

At 1st choice Title Services, we are committed to making the Title Process Quicker and easier for you, keeping this in mind we have compiled some trusted companies and use full resources. Allowing you to save more time and money

In the left navigation bar you will find some companies which we have worked with and have thoroughly researched to assure they provide highest quality in their field.

Title GlossaryGlossary Glossary
 We Understand that a lot of the Title insurance and related "jargon" can become confusing so we are providing a glossary to aid you in the process

Form LibraryForm Library Forms
 Dont forget to check out our form Library

Steps at closingThe Basic Steps at Closing basic closing steps
Be Prepared, here are the basic steps of closing broken down into 6 easily comprehensable steps

Credit Agencies
Knowing your credit status and how credit agencies rate your credit also may be a deciding factor, especially when you begin talking to lenders. There are three main credit-reporting agencies that will, for a small fee, send you the most current credit report on file.

* Experian
1888-EXPERIAN (397-3742)
* Equifax
1800-997-2493
* Trans Union
1-216-779-2378

Lenders usually use the following two qualifying guidelines to decide how much of a loan you can manage:

* Your monthly housing expenses - mortgage payment, property taxes, insurance, etc. These expenses should total no more than 28 percent of your monthly gross income.
* Your monthly living expenses and any long-term debts - utilities, car and school loan, child support, health and car insurance, etc. These expenses should be no more than 36 percent of your monthly gross income.

 

 

 

 

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