everything you need in real estate

All the pieces you need to complete that real estate transaction!

What is a short sale1st Financial Lending
Founded in 1983, 1st National Financial has built a strong reputation as an outstanding mortgage firm.

What is a short saleBuy Sell Cash
Buy Sell Cash Real Estate Rebates will actually pay you when you allow them to help you choose your agent.

 
first choice title services resources

At 1st choice Title Services, we are committed to making the Title Process Quicker and easier for you, keeping this in mind we have compiled some trusted companies and useful resources. Allowing you to save more time and money.
In the left navigation bar you will find some companies which we have worked with and have thoroughly researched to assure they provide highest quality in their field.

Title GlossaryThe Title Insurance and Real Estate Glossary
We Understand that a lot of the Title insurance and related "jargon" can become confusing so we are providing a glossary to aid you in the process

Form LibraryForm Library
For our customers convenience we offer several forms in one easy to navigate location, these forms should cover most of the title insurance forms someone may need.

Steps at closingThe Basic Steps at Closing
Be Prepared, here are the basic steps of closing broken down into 6 easily comprehensible steps

Credit Agencies
Knowing your credit status and how credit agencies rate your credit also may be a deciding factor, especially when you begin talking to lenders. There are three main credit-reporting agencies that will, for a small fee, send you the most current credit report on file.

* Experian
1888-EXPERIAN (397-3742)
* Equifax
1800-997-2493
* Trans Union
1-216-779-2378

Lenders usually use the following two qualifying guidelines to decide how much of a loan you can manage:

* Your monthly housing expenses - mortgage payment, property taxes, insurance, etc. These expenses should total no more than 28 percent of your monthly gross income.
* Your monthly living expenses and any long-term debts - utilities, car and school loan, child support, health and car insurance, etc. These expenses should be no more than 36 percent of your monthly gross income.

Customer Care Center: 1-248-649-1300
We are the "Short Sale Specialist"

Need more information about Title insurance, Real Estate Short Sales, or escrow services? One of our friendly and professional specialist is waiting to hear from you!

We Look forward to Hearing from you!

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A short sale can save you from foreclosure.
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